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What is Amortization?

Amortization is the process of gradually paying off a loan through fixed monthly payments over a set period. Each payment covers both principal (the borrowed amount) and interest, ensuring a structured and predictable repayment schedule. This method is commonly used for mortgages, auto loans, and personal loans.

Use our Dynamic Loan Amortization Calculator to easily calculate your loan payments, track your repayment progress, and compare different loan plans.

Key Benefits of Loan Amortization:

  • ✔️Predictable Monthly Payments
  • ✔️Clear Loan Payoff Timeline
  • ✔️Reduced Interest Over Time

Our Calculator Features:

Comprehensive Analysis

  • Complete monthly payment schedule
  • Interest distribution analysis
  • Loan statistics (APR, total payments)

Premium Options

  • Lumpsum payment impact analysis
  • Subsidy calculations
  • Excel export with detailed formulas

🔹Make your life easier! Configure your loan parameters below.

Loan Amortization Calculator

Loan Parameters

Premium Options

Enter a lumpsum amount above to enable this option.

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